Health Insurance

Affordable Care Act Marketplace Plans

Get quality health insurance through the ACA Marketplace. We help you find the best plans with potential subsidies to lower your costs.

Open Enrollment • Special Enrollment • Subsidies Available

This is a non-government resource

What Affordable Care Act Plans Covers

Essential Health Benefits

All ACA marketplace plans include these essential benefits at no extra cost

Ambulatory Patient Services

Outpatient care including visits to your primary care provider and other in-network providers.

Emergency Services

Immediate medical care at the nearest hospital or emergency center, even out-of-network.

Hospitalization

Coverage for surgeries and hospital stays at in-network facilities.

Pregnancy & Maternity

Coverage for pregnancy, childbirth, and newborn care.

Mental Health & Substance Use

Counseling, psychotherapy, and inpatient treatment for mental health and substance use disorders.

Prescription Drugs

Coverage for medications with cost varying by tier on the formulary.

Rehabilitative Services

Physical therapy and devices to help with injuries, disabilities, or chronic conditions.

Laboratory Services

Diagnostic X-rays and lab tests. Preventive screenings covered at no cost.

Preventive Services

Checkups, vaccinations, and health screenings covered at no cost.

Pediatric Services

Healthcare for children including annual eye exams and glasses.

FAQ

Frequently Asked Questions

When is Open Enrollment?

How much does Marketplace insurance cost?

What if I have a pre-existing condition?

What are the different plan tiers?

Can I get help paying for coverage?

What essential health benefits are covered?

Do I need health insurance or can I pay the penalty?

Ready to Find Your Perfect Plan?

Let us help you navigate the ACA Marketplace. We'll compare plans, explain your options, and find coverage that fits your budget and needs.

Need help? Call us at (423) 572-0523