What voluntary benefits are
Voluntary benefits are insurance plans your employees choose for themselves and pay for through payroll deduction. They fill the gaps that a major medical plan leaves, like the deductible after an accident or lost income during a long recovery.
Plans we offer through Colonial Life and Unum
- Accident and critical illness insurance
- Hospital confinement and cancer coverage
- Short- and long-term disability
- Term and whole life insurance
- Dental, vision, hearing and pet coverage
How it works for your business
- 1 Benefits review. We meet with you to understand your team, your current benefits and your budget.
- 2 Plan design. We recommend a set of plans that fits your workforce.
- 3 Enrollment. We meet with employees one-on-one or in groups, explain their options in plain language, and enroll them.
- 4 Ongoing support. We help with claims, new hires and annual re-enrollment.
Why it matters for hiring
Good benefits help you attract and keep people. Voluntary plans let you offer more choices without adding to your benefits budget, because employees pay for the plans they pick. See more on our employer benefits page.